We are often asked where we think mortgage rates are headed over the next year. The best people we can go to on this issue are the people who deal with it on a daily basis – The Mortgage Bankers Association (MBA). Here is what was reported by... Read More

We are often asked where we think home prices are headed over the next year. Recently, several groups have stepped forward and given their projections as to what level of appreciation we can expect by the end of 2013. Here is what they... Read More

With sales and prices increasing in most regions of the country, it looks as though housing recovery is in full swing. There are more and more housing analysts declaring that we have turned the corner. A recent article on money-rates.com explains... Read More

Purchases of new U.S. homes hovered in August near a two-year high, adding to signs that the housing market is on the way to recovery. Sales fell 0.3 percent to a 373,000 annual pace following a revised 374,000 rate in July that was higher than... Read More

Based on prices, mortgage rates and soaring rents, there may have never been a better time in real estate history to purchase a home than right now. Here are five major reasons purchasers should consider buying: Supply Is Shrinking With inventory... Read More

U.S. house prices jumped 1.8 percent in the second quarter from the previous three months, fueled by record-low mortgage rates and tight inventory, according to the Federal Housing Finance Agency. The seasonally adjusted increase was the biggest... Read More

Experts Say Housing Prices are About to Turn. Each quarter, Pulsenomics surveys a “distinguished panel of over 100 economists, investment strategists, and housing market analysts regarding their 5-year expectations for future home prices in... Read More

A recent housing survey shows most Americans think it is better to buy a home than to rent. The survey shows owning is better for raising children and providing for their family's safety. They also feel like they are more of a part of the community... Read More

With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful. Income Items: Gather your documents. Today, many people will have to produce 2... Read More

One of the great things about this country is that we do a lot for those who have served us. And in the area of real estate financing, we can do exceptional things. Understand that the VA (Veterans’ Administration) is, in the mortgage world,... Read More

3 Questions You Must Answer When Buying a Home. If you are thinking about purchasing a home right now, you are surely getting a lot of advice. And some of that advice is probably negative. Why buy now with prices still falling? Don’t you... Read More

6 Don’ts After You Apply For A Mortgage I learned a long time ago that “common sense is NOT common practice“. This is especially the case during the emotional time that surrounds buying a home, when people tend to do some... Read More

THE 4 C’S OF MORTGAGE UNDERWRITING With Spring upon us, and new buyers out looking for houses, I thought today might be a good time to review the basics of what lenders look for as they decide to approve (or deny) mortgage applications. For at... Read More

National Housing Survey 2012 Each quarter, Fannie Mae releases their National Housing Survey. They survey the American public on a multitude of questions concerning today’s housing market. We like to pull out some of the findings we deem most... Read More

Spring has Sprung - Time to Buy Here comes Spring, historically the time of year when buyers awake from the winter slumber of the holidays and snowfall, and go on their pilgrimage to look for new housing. Houses look better in Spring with green... Read More